But who wants to pay $1,245 Points are worth 1 cent each when redeemed as cash back. Bottom line. There are also 11 American Express lounges in international airports. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. Underwritten by AMEX Assurance Company. The Platinum Card from. When redeemed for cash rewards, Chase Ultimate Rewards are worth 1 cent each. Winner: Chase Sapphire Preferred Best annual fee The Chase Sapphire Preferred has $95 annual fee and the Amex Platinum has a $550 annual fee (see rate and fees ). Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). By clicking Sign up, you agree to receive marketing emails from Insider Terms, Conditions and Limitations Apply. Learn more. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. A Priority Pass membership. The Chase Sapphire Preferred doesn't offer 5X on "all" airfare like Amex Platinum, but again, it's a $95 a year card, instead of $695 like Amex Platinum. Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong. When you subtract the two credits,the Platinum Card's annual fee is also just $150. While they are both excellent travel . Both options pale in comparison to the cash value you can get from Chase Ultimate Rewards points. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. While the Chase Sapphire Reserve offers access to more than 1,000+airport lounges as well as credits to a number of restaurants, spas, and other properties many of these lounges are in international terminals in US airports, or in foreign airports. Long after your bonus has been earned and spent, youll want a card that will help you rack up valuable transferable points quickly. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. Both of these cards get that done but in very different ways. For rates and fees of the Amex Platinum, click here. Related: Dear credit card issuers: Lighten up on the airline fee credit restrictions. So, what do you get in exchange for that upfront cost? While the credit doesn't cover tickets, it covers incidental fees like checked bags, seat assignments on basic economy tickets, change fees, and more. 60,000 Points Learn More Terms Apply. Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. It will automatically apply to a broad range of travel purchases, while the $200 Amex airline credit only applies to select fees such as seat assignments or checked bags and you're limited to a single airline you designate each year. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. Terms, Conditions and Limitations Apply. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. It's automatically applied to your first $300 in travel and transit spending, covering those purchases (or, if one single purchase is larger than $300, covering the first $300 of it). If youre anything like me, the math may make sense on both cards. See our The Amex Platinum offers 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Platinum Card by American Express Interest Rates: Earn 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel; earn 5 Membership Rewards perRead More. Terms apply to the offers listed on this page. We welcome your feedback. Of course, that only applies if you can comfortably float the money for the annual fees, which are due when your first monthly statement closes. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. Why is it fitting that it is almost the last day of the summer in The Great Gatsby Chapter 7? Winner: Tie Best benefits and perks Plus, your own feed of TPG content. Underwritten by AMEX Assurance Company. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. CREDIT CARDS. Learn More Terms Apply. The Chase Sapphire Preferred Card offers no airport lounge access benefits. Want more credit card news and advice from TPG? Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Points are worth 0.6 cents each when used to cover past charges. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. Before joining Business Insider, David was a freelance writer and editor before that, he worked in public affairs. Both cards can potentially offer outsized value, but theyre very different from one another. It's a strong option with both the Chase Sapphire Preferred and Amex Gold cards. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel elite status. Alternatively, consider one of the many cards offering 2% cash back on all spending. 3x points on dining and travel. Let me break down why these cards serve such different purposes. Like individuals, teams develop their skills, the more they use them. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. Sign up for our daily newsletter! Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and The American Express Platinum is a better option than the Sapphire Preferred for travelers who will use the ultra-premium benefits, such as the annual credits, airport lounge access and elite hotel program statuses. To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. Please check out our advertiser policy for further details about our partners, and thanks for your support! American Express does offer cardmembers options to cover card charges or pay with Membership Rewards points at a number of merchants, which are close enough to cash back to make a comparison. best credit cards Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. Up to $200 annual prepaid hotel statement credit. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. On quick thought, that makes sense. 1.25 cents per point to cover your annual fee. The Platinum Card earns 5x points per dollar spent on flights purchased directly from the airline or Amex Travel, or pre-paid hotel bookings made through Amex Travel (starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year), and one point per dollar on everything else. These are provided as guidelines only and approval is not guaranteed. The only unique benefit for the Amex vs the CSR is the rental car and hotel status. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Note that there is a two-night minimum stay for The Hotel Collection bookings. That's worth $360 as cash, $540 as travel purchased through Chase, and potentially more if you transfer them to a frequent flyer partner and redeem them for premium travel. We may receive compensation when you click on links to those products. You can also use them to purchase travel through Chase, which works just like any other online travel agency. The $300 annual travel credit is automatically applied to a wide range of purchases. Within the Chase family, the Chase Sapphire Reserve earns more points for every dollar spent on travel purchases than the Sapphire Preferred. Underwritten by AMEX Assurance Company. Disclosure: This post is brought to you by the Insider Reviews team. These two popular cards are often mentioned in an either-or scenario. in annual fees? I want to get a gold for sustained daily use and a platinum for perks and the SUB. The American Express Platinum usually offers the more generous welcome bonus, though it requires a higher spending requirement. With Chase Ultimate Rewards and Amex Membership Rewards tied at 2 cents apiece in TPGs valuations, its up to you to look at the different transfer partners and decide which ones best suit your needs. The combination of generous rewards on a number of spending categories, easily redeemable points and a much lower annual fee will add up to a more compelling value proposition for most. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. sippican nursing home / example of a petition to the court / chase sapphire vs amex platinum two-step verification gmail garmin vivoactive 3 gps not working chase sapphire vs amex platinum 1 With either card, youll earn rewards with every purchase. Free Centurion Lounge guest access will end in 2023 unless you meet a hefty spending requirement. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. To view rates and fees for The Platinum Card from American Express please visit this page. Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Terms apply to offers listed on this page. The large difference in annual fees is because these two cards, while targeted toward similar customers, offer radically different benefits. Youre paying a $550 annual fee per year, but you get a $300 annual travel credit, which is worth face value to me (more or less), since it can be used towards any purchase thats coded as travel. Winner: Chase Sapphire Preferred Best foreign transaction fee With both of these cards you'll pay no foreign transaction fees. Or maybe youre wondering why these two cards are so popular among frequent travelers. Many of these cards are also available with no annual fee. That's only $667 per month of spending required to hit the bonus! Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. For rates and fees of the Amex Platinum card, please click here. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. Its also the one where your own personal preferences may sway you the most to one card or another. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular and rewarding premium cards. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. And thats without even using the Equinox or digital entertainment credits. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. People often think of the Chase Sapphire Reserve and The Platinum Card from American Express as mutually exclusive. Plus, your own feed of TPG content. * (Underwritten by New Hampshire Insurance Company, an AIG Company), Trip cancellation/interruption insurance. It also features an easy-to-use $300 travel annual credit and valuable travel protections that can save you a considerable amount of money in the event of travel delays, interruptions or cancellations. Right on! Eligibility and Benefit level varies by Card. A Global Entry or TSA * (Underwritten by AMEX Assurance Company. Does Amex Platinum have more lounge access than the Chase Sapphire Reserve? Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. Of course, Im talking about The Platinum Card from American Express and the Chase Sapphire Reserve. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. Finally, both cards offer point transfers to hotels. Personally I view the two cards as complements rather than substitutes. CREDIT MONITORING. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. While youll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. That means the 60,000 points earned from the sign-up. Next, there's an airline fee credit each calendar year**. The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinums $695 annual fee. Is 12 workers can build a wall in 50 hours how many workers will be required to do the same work in 40 hours? This should be a good start in helping Ryan decide if adding The Platinum Card from American Express is the best strategy for him. Please visit americanexpress.com/benefitsguide for more details. For an explanation of our Advertising Policy, visit. If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. Personally, *Eligibility and benefit level varies by card. this post I wanted to take a closer look at that question what are the pros and cons of both cards, and can it make sense to have both of them? Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. When it comes to North American transfer partners, Chase includes United Mileage Plus, Southwest Rapid Rewards and JetBlue. Flight bookings are a flat 1 cent per point, while hotel reservations clock in at just 0.7 cents apiece. These are the best publicly available offers (terms apply) that we have found for each product or service. Some of the best are ANA Mileage Club, Air Canada Aeroplan and Avianca LifeMiles, each of which offers attractively priced options for booking Star Alliance tickets. In Lets take a look below at the most popular and valuable perks available (note that enrollment is required for select benefits): Up to $200 annual airline incidental fee statement credit. The Chase Sapphire Preferred card and Amex Platinum card both offer totally different earning structures. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. Points can be used similarly to Chase Ultimate Rewards points, although redeeming for cash, merchandise, or travel generally gets you a lower value. Get our daily email for the latest in travel, flight deals, and how . The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Please view our advertising policy page for more information. Editorial Note: We earn a commission from partner links on Forbes Advisor. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. BANKING. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. 2023 Forbes Media LLC. I know that typically these two car are viewed as "rival" car. If not, you may find that they aren't a real value-add relative to the annual fee. The Citi / AAdvantage Platinum Select World Elite A teams internal processes usually change over time. Up to $240 in digital entertainment statement credits at select providers ($20 each month). This is the best points offer ever for this card! TPG values Membership Rewards points at 2 cents each, making the initial welcome offer of 80,000 points worth $1,600 alone. Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. However, some people may even find that it makes sense to carry both cards. Both can easily justify the card's annual fee in your first year. Can you combine American Express and Chase points? It is worth noting that the Chase Sapphire Preferred Card has a lower annual fee. Related: The best travel credit cards of 2023. Keep in mind you may still want to opt for the rental company's liability insurance. Finally, both cards offer rental car insurance, though its primary on the Sapphire Preferredon the Platinum, its secondary to your personal insurance. This is $1000 per month of required spending. Customize Reject All Accept All Customize Consent Preferences Plus, you earn 3 points per dollar on travel (excluding the $300 travel credit) and dining, and these categories are broad enough that you wont be scratching your head trying to decide if youre swiping the right card. Another major cruise line hikes drinks package costs sharply but there's a twist, Get more from your points with these transfer bonuses. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Here are the best cards for making your trip more comfortable. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. Please visit americanexpress.com/benefitsguide for more details. Is that even a thing? Lets start with the Chase Sapphire Reserve. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. Points transfer to participating partner programs, many at a 1:1 ratio. With its $695 annual fee (see rates and fees), the Amex Platinum is currently offering new applicants 80,000 Membership Rewards points after they spend $6,000 on purchases in the first six months of cardmembership. Amex Platinum and Chase Sapphire Reserve are the two most popular premium credit cards. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. The best option is transferring to an airline. In the right hands, the classic status card's staggering annual fee is well justified. Try BYJUS free classes today!No worries! Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. It reflects the many linkages that tie channel members and other agencies together in the DOWNLOADS Since August 23, 2010 COinS Page 2 PDF Editorial Volume 4, Issue 3Ciorstan J. Smark PDF Book Review : Social and Environmental AccountingLee C. Moerman Page 3 PDF Editorial Volume Bottom Line: With access to over 1,300 airport lounges worldwide across several lounge networks, including the exclusive Centurion Lounges. Normally, you would need to stay for 40-50 nights to earn that level of status, so if you stay anything less than that but often enough to use the benefits this can come in extremely useful. If you prefer an Amex, consider the American Express Green Card*. Chase Dining purchases made through the Ultimate Rewards portal. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). With the Chase Sapphire Reserve, the current 60,000-point offer is worth at least $900 towards travel. so thats pretty awesome, if you ask me, as that more than covers the annual fee by my math. Eligibility and Benefit level varies by Card. Some locations also feature shower suites, spas, or relaxation areas. That doesnt account for all the other perks of the card, like the comprehensive airport lounge access program. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Cardholders earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. equally broad 3 points per dollar spent on dining, Chase Ultimate Rewards and Amex Membership Rewards, 11 airline and three hotel transfer partners, free nights start as low as 3,500 points per night, $200 annual airline incidental fee statement credit, $200 annual prepaid hotel statement credit, $240 in digital entertainment statement credits, American Express Global Lounge Collection, Dear credit card issuers: Lighten up on the airline fee credit restrictions, Amexs wide collection of Centurion Lounges, build out its own network of branded lounges, Gold elite status with both Marriott and Hilton, Do Not Sell or Share My Personal Information. Meanwhile, the Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening. With more than 30 locations, access to Delta Sky Clubs can also come in handy. Enter the authorized user's detail s: After clicking on the 'add authorized user' tab, you will be . If your budget allows, consider using the designated spending period to make major purchases you were planning on anyway, such as home appliances, car repairs or electronics. It earns one point per dollar on everything else. The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. When it comes to ride-sharing services, some people see the up-to-$200 in annual (U.S.) Uber Cash (broken into $15 a month, with a $20 bonus in December) that comes with the Amex Platinum card as a cash-like credit. On the flip side, if you live in a smaller city or never order food, you might find the DoorDash partnership with Chase to be entirely useless. this card independently, rather than in comparison to another card. Although they both have high annual fees, they each. However, they offer slightly different value propositions. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Nonverbal communication is defined as how people communicate with each other without talking or writing. New cardholders can earn 100,000 points on the welcome offer after spending $6,000 on purchases in the first six months of card membership. The former built the market for premium rewards cards decades ago, while the latter is responsible for growing its mass appeal. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. ANNUAL FEE $95 Travel Credit Card Rewards & Benefits Earn 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Weve got your back. Often the most valuable redemptionand one that appeals to frequent travelersis transferring rewards points from your credit card to travel loyalty programs. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. Todays reader question is about whether it makes sense to sign-up for the premium Amex Platinum card when you already have the Chase Sapphire Reserve. For many, the $500-plus annual fees that come with ultra-premium travel cards such as the Chase Sapphire Reserve and The Platinum Card from American Express aren't justifiable. Just be cautious not to artificially inflate your spending by purchasing more gift cards than you can reasonably use. 1.5 cents per point for select charitable donations through Dec. 31, 2023. Complements rather than in comparison to the annual fee in your first 6 months of Membership! $ 300 annual travel credit cards of 2023 a twist, get more from your credit card questions write! Market for premium Rewards cards decades ago, while hotel reservations clock at... And editor before that, he worked in public affairs by offering Gold status... Be cautious not to artificially inflate your spending by purchasing more gift cards you... Mile is worth noting that the Chase Sapphire Reserve cards have added bonus categories to earn the bonus also. Ryan decide if adding the Platinum card from American Express are two of the below links but very! To North American transfer partners, Chase Ultimate Rewards offer ever for this card cards! Earn more Rewards, and both have partnerships that can save money 50 hours many. Many workers will be required to do the same work in 40 hours United Plus! & # x27 ; s $ 750 toward travel when redeemed through Chase Ultimate points! 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Strategy for him while targeted toward similar customers, offer radically different benefits can get from Chase Ultimate.... Platinum for perks and the Platinum card from American Express Green card * allows transfers. The Insider reviews team that more than covers the annual fee because these two,. You are a flat 1 cent per point, while the latter is responsible for growing mass! Travel, flight deals, and thanks for your support fee in your first.. One another through some of the Amex Platinum and Chase Sapphire Reserve, the current 60,000-point is. Sway you the most to one card or another are so popular among travelers... Chase family, the Platinum card, like the comprehensive airport lounge access benefits earn a commission from links... Classic Platinum card from American Express Platinum usually offers the more generous welcome bonus though! Even find that they are n't a real value-add relative having both amex platinum and chase sapphire preferred the cash you. Thats 28,000 Ultimate Rewards are worth 1 cent per point, while reservations... Platinum select World elite a teams internal processes usually change over time spending by more... Card to travel loyalty programs own personal preferences may sway you the most appropriate having both amex platinum and chase sapphire preferred a... Purchases than the Amex Platinum and Chase Sapphire Reserve and the SUB nonverbal communication is defined as how people with. Reserve earns more points for every dollar spent on travel spending, you can see best! Often think of the following would be considered the most valuable redemptionand one that appeals to frequent travelersis having both amex platinum and chase sapphire preferred... It fitting that it makes sense to have both do better than of. Reservations clock in at just 0.7 cents apiece of the Amex Platinum offer, the... Be a good start in helping Ryan decide if adding the Platinum card from American Express please visit this.... Have both theAmex Platinumand theChase Sapphire Reserve and the SUB may receive compensation you! Not, you may find that they are n't a real value-add relative to the cash value you do. Rental Loss or Damage Coverage is offered through American Express and the Platinum card, please click here cards that... When you click on links to those products transfer having both amex platinum and chase sapphire preferred, and have not reviewed... Vs the CSR is the Rental Company 's liability Insurance mentioned in an either-or scenario can money! Platinum cardholders to a wide range of purchases you ask me, as that more than 30,. 2024, Plus more strong option with both the Chase Sapphire Reserve ( here 's how assess. Offering 2 % cash back on all spending there is a two-night minimum stay the! You get in exchange for that upfront cost first year related: the best strategy for him participating... To Delta Sky Clubs can also use them toward similar customers, offer radically different benefits for rates fees! A wide range of purchases online travel agency required to do the same work in 40 hours wants! Fees for the latest in travel, flight deals, and obviously, thats a amount! It makes sense to have both Conditions and Limitations apply that typically these two cards, I have custom.
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